Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Over 30 Years of Experience
Sherri Stewart, an Independent Insurance Agent with American Central Insurance Services, specializes in Employee Benefits, Health Insurance, and Medicare Solutions. She works with the major insurance companies so she can offer her clients appropriate coverage that fits their needs. Her clients are located all across central Illinois, Indiana and Missouri, giving her a great feel for the insurance landscape. She designs plans with a focus on their short and long-term needs, which she combines with personalized advice aimed at helping her clients make better informed decisions.
Learn About the Types of Coverage We Offer
Your needs and situation are unique. We are commited to spending the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Life Insurance
Life insurance is a contract in which you pay regular premiums in exchange for a lump-sum death benefit paid to your beneficiaries. It can help protect your family and your financial goals.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Vision Insurance
Vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery.
Hospital Indemnity
Hospital Indemnity Insurance can provide gap coverage to help offset expenses not covered by your health insurance plan.
Short Term Care
Short Term Care Insurance is a form of critical care insurance that is in effect for one year or less. It can help protect your financial future and is a lower cost alternative to long term care insurance.
Employee Health Benefits
Support your team with a group health plan that fits your needs and budget. We’ll help you explore options from top carriers and make the process simple from start to finish.
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